Terms and Conditions for Prose Per Cent

Welcome to Prose Per Cent. These Terms and Conditions ("Terms") govern your access to and use of our website and services, including AI-driven financial analysis, predictive market modeling, automated portfolio optimization, and bespoke financial advisory for complex literary estates. By accessing or using our online platform, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our services.

1. Acceptance of Terms

By accessing and using our online platform, you confirm that you are at least 18 years old and agree to comply with these Terms, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.

2. Services Provided

Prose Per Cent offers advanced AI-powered financial solutions. Our services include:

These services are provided for informational and analytical purposes only and do not constitute financial advice, investment recommendations, or an offer to buy or sell any financial products. You should consult with a qualified financial advisor before making any investment decisions.

3. User Responsibilities

As a user of our online platform, you agree to:

4. Intellectual Property

All content, trademarks, service marks, trade names, logos, and materials on our online platform, including but not limited to software, code, designs, text, graphics, images, and tools, are the exclusive property of Prose Per Cent or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our online platform without our prior written consent.

5. Disclaimers

Our services are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. Prose Per Cent disclaims all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We make no guarantees regarding the accuracy, completeness, or reliability of any information or results obtained through our services. Investment in financial markets involves risk, and you are solely responsible for your investment decisions.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Prose Per Cent, its affiliates, directors, employees, agents, suppliers, or licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use our services; (ii) any conduct or content of any third party on our services; (iii) any content obtained from our services; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

7. Indemnification

You agree to defend, indemnify, and hold harmless Prose Per Cent and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of our online platform, by you or any person using your account and password; b) a breach of these Terms, or c) content posted on our online platform.

8. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of Victoria, Australia, without regard to its conflict of law provisions. Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be referred to and finally resolved by the courts located in Melbourne, Victoria, Australia.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our online platform after any revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms, please contact us: